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Australia credit report error: who should I ask to correct it?

Jez Smith4 October 2026

OAIC says you can ask either the credit provider or the credit reporting body to correct inaccurate credit information. Under the “no wrong door” approach, they must consult with the relevant parties if needed to complete the correction request. Official source: OAIC. Guide: https://getinstantlaw.com/debt-collection

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