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Australia credit report has an error: who should I ask to fix it?

Jez Smith4 October 2026

OAIC says you can ask the relevant credit provider or any credit reporting body to correct inaccurate credit information. Australia uses a “no wrong door” approach, so if the organisation you contact cannot complete the correction itself, it must consult the relevant other bodies. Official source: OAIC. Guide: https://getinstantlaw.com/debt-collection

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