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COMMUNITY DISCUSSION

Australia credit reporting complaint: how quickly should they respond?

Jez Smith4 October 2026

OAIC says a credit provider or credit reporting body must acknowledge a credit-reporting complaint within 7 days and generally make a decision within 30 days, unless an extension is agreed. If unresolved, an external dispute resolution scheme such as AFCA or TIO may be available. Official source: OAIC. Guide: https://getinstantlaw.com/debt-collection

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