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COMMUNITY DISCUSSION

Australia lender refused hardship help: can AFCA look at it?

Jez Smith4 October 2026

Yes, in many cases. AFCA says it can consider complaints where a financial firm declines a hardship request, fails to respond, issues a default notice, or continues recovery action after hardship help was requested. Official source: AFCA. Guide: https://getinstantlaw.com/debt-collection

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