England & Wales money claim: what are my options if I receive a court claim?

GOV.UK says you can pay the claim, offer a different amount, defend it, or make a counterclaim if you believe the claimant owes you money. You must respond by the deadline stated in the claim. If you are not paying the full amount, you can usually ask for another 14 days to respond. Official source: GOV.UK. Guide: https://getinstantlaw.com/small-claims/respond-to-court-summons